Lifestyle collection

Luxury Homes

Above $2M, the market behaves differently — fewer comparables, more privacy expectations, and financing and tax considerations that don't come up on an average purchase.

View all matching listings Talk to an agent

On the market now

Current listings in this collection

View all 10,267 →

For sale17

$49,950,000

15 HIGH POINT ROAD

9 bed13 bath

HouseMLS® C12431780

For sale35

$48,000,000

14 PARK LANE CIRCLE

6 bed8 bath

HouseMLS® C13223118

For sale18

$40,000,000

600 LIVERPOOL ROAD W

4 bath

HouseMLS® E8120124

For sale20

$38,000,000

3658 STOUFFVILLE ROAD

3 bed1 bath

HouseMLS® N10408233

For sale28

$37,000,000

1775 RIDGE ROAD W

8 bed11 bath

HouseMLS® S6655772

For sale40

$35,990,000

PH3101 277 THURLOW STREET

4 bed5 bath8,022 sq ft

HouseMLS® R3118660

What changes above $2M

BC's Property Transfer Tax adds a further 2% on the residential portion of a purchase price above $3M, on top of the standard 1%/2%/3% tiers — a material figure to plan for on a high-value purchase. On the financing side, insured (CMHC-backed) mortgages generally aren't available above $1.5M in purchase price, which changes minimum down payment expectations and the lenders worth approaching.

Discretion matters more at this level, too — many luxury sellers prefer private or limited-exposure marketing over a fully public MLS® listing with unrestricted showings. We can often arrange a private viewing before a property is broadly marketed, and represent buyers with the same discretion when it's their preference.

Common questions

Before you reach out

If yours isn't here, ask us directly — we'd rather answer it now.

Is there a minimum down payment for a luxury home purchase?

Above roughly $1.5M in purchase price, mortgage default insurance generally isn't available, so lenders typically require a larger conventional down payment and underwrite the file more individually. We'll connect you with a mortgage professional experienced at this price point.

Are there extra taxes on luxury purchases in BC?

Yes — BC's Property Transfer Tax adds a further 2% on the residential portion of a price above $3M, on top of the regular tiered rates. Alberta has no land transfer tax at any price point.

Can you arrange private, off-MLS® showings?

Often, yes, particularly for sellers who prefer limited exposure. Tell us what you're looking for and we'll let you know what's realistically available that way versus what only exists on the open market.

Where to look

Keep exploring