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Renanza Realty
For sale

116-10 - 1052 RAT BAY ROAD

Lake of Bays (Franklin), Ontario

MLS® X12773454

$49,900

Status
Active
Property type
House
MLS® number
X12773454
Bedrooms
2
Bathrooms
2
Year built
—

Listing description

This FRACTIONAL ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is NOT a time share because you do actually own 1/10 of the cottage and a share in the entire resort, although some think it is similar to timeshare. Fractional ownership gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year.

Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Algonquin Cottage 116 is a 2 bedroom cottage with laundry and is located next to a beautiful woodlot on the west side of the resort with excellent privacy.

There are no cottages in front of 116 Algonquin which means it has a lovely view and provides easy access to the beach and lake. The Muskoka Room in 116 Algonquin has an extra chair, making it stand out from other Algonquin cottages, and it's fully insulated for year round comfort. Cottage 116 also has an extra Muskoka chair on the deck and a private BBQ.

Check-in for Cottage 116 is on Sundays at 4 p. m. ANNUAL maintenance fee PER OWNER in 2026 for 116 Algonquin cottage is $5127.

43 + HST payable in November for the following year. Weeks in 2026 start on Mar 1, June 7, August 30 (core week includes Labour Day weekend), October 25, and Dec 20/26 (Christmas week!) No HST on resales.

All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers. Deposit weeks you don't use in Interval International for travel around the world or rent your weeks out to help cover the maintenance fees.

Property summary

MLS® number
X12773454
Property type
Single Family
Building type
Other
Title
Condo/Strata
Parking
4 spaces · No Garage
Days on market
232 days

Features & details

Heating
Baseboard heaters, Propane
Cooling
Wall unit
Basement
None
Appliances
Water Heater
Exterior features
Wood
Community features
Pets not Allowed
View
Lake view, Direct Water View
Waterfront
Waterfront on lake
Architectural style
Bungalow
Maintenance fee
$427.25 / Monthly

What would this home cost you?

Based on the $49,900 asking price at a 5.00% example rate, semi-annual compounding.

Estimated monthly payment$232 /mo

Unlock the Complete Cost Breakdown for this Home

Land transfer taxes, closing costs and buyer rebates for this exact price — plus an advisor to confirm what you qualify for.

Renanza Realty Inc. can represent you on this property — send an enquiry to arrange a private viewing.

Listing courtesy of Chestnut Park Real Estate, PORT CARLING.

The listing data displayed here is provided in part by the Canadian Real Estate Association (CREA) through its Data Distribution Facility (DDF®) and is drawn from Boards and Associations across Canada. Information is deemed reliable but is not guaranteed accurate by CREA. The listings are held by brokerages other than Renanza Realty unless otherwise noted.

The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system.