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Renanza Realty
For sale

113-5 - 1052 RAT BAY ROAD

Lake of Bays (Franklin), Ontario

MLS® X13173280

$74,900

Status
Active
Property type
House
MLS® number
X13173280
Bedrooms
3
Bathrooms
2
Year built
—

Listing description

This is a fractional ownership which is a unique and affordable way to own property in Muskoka. You would own one share in the cottage along with 9 other owners. You would be able to use the cottage for 5 weeks of the year: one "core/fixed" week in summer and 4 "floating" weeks during autumn, winter and spring.

Some think it is like a time share but there is one big difference: with a fractional interval ownership you actually own a share of the cottage as well as part of the entire resort. The resort property has 300 feet of south facing frontage on Lake of Bays (second largest lake in Muskoka) and 49. 5 acres.

The Muskokan has 3 spacious bedrooms, two bathrooms and a personal storage locker on the lower level to store a few things when you're not there. The annual maintenance fee covers everything: taxes, hydro, property maintenance (inside and out), furnishings. Nothing for you to do except enjoy your weeks.

The ANNUAL fee PER OWNER in 2026 for the Muskokan cottage is $5,677. The weeks for this interval unit in 2026 start(ed) on the following Saturdays: January 24, April 4, May 2, July 25 (core/fixed summer week) and September 19. The core week for this fractional interval is the very popular Week 5, right in the middle of summer.

Check-in day for the Muskokan Cottage is on Saturdays after 4 p. m. All cottages are smoke-free and pet-free.

There is NO HST on the purchase price. Amenities include: sandy beach, indoor swimming pool, exercise room, meeting room, whirlpool, sauna, games room, tennis/pickleball court, walking trails, skating rink. You can even moor your boat during your boating season weeks.

Some owners rent their weeks out to help cover the maintenance fee. If you rent it out yourself you keep all of the rental income. If Blue Water Acres rents it out for you, then you keep 50% of the rental income.

Owning an interval at Blue Water Acres also entitles you to use Interval International to trade for weeks at other luxury resorts all around the worl

Property summary

MLS® number
X13173280
Property type
Single Family
Building type
Other
Title
Condo/Strata
Parking
2 spaces · No Garage
Days on market
127 days

Features & details

Heating
Forced air, Propane
Cooling
Central air conditioning
Basement
None
Exterior features
Wood
Lot features
Sloping, In suite Laundry
Community features
Pets not Allowed
View
Lake view, View of water, Direct Water View
Waterfront
Waterfront on lake
Pool
Indoor pool
Maintenance fee
$473.08 / Monthly

What would this home cost you?

Based on the $74,900 asking price at a 5.00% example rate, semi-annual compounding.

Estimated monthly payment$348 /mo

Unlock the Complete Cost Breakdown for this Home

Land transfer taxes, closing costs and buyer rebates for this exact price — plus an advisor to confirm what you qualify for.

Renanza Realty Inc. can represent you on this property — send an enquiry to arrange a private viewing.

Listing courtesy of Chestnut Park Real Estate, PORT CARLING.

The listing data displayed here is provided in part by the Canadian Real Estate Association (CREA) through its Data Distribution Facility (DDF®) and is drawn from Boards and Associations across Canada. Information is deemed reliable but is not guaranteed accurate by CREA. The listings are held by brokerages other than Renanza Realty unless otherwise noted.

The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system.