Skip to content
Renanza Realty
For sale

107-3 - 1052 RAT BAY ROAD

Lake of Bays (Franklin), Ontario

MLS® X12825826

$39,000

Status
Active
Property type
House
MLS® number
X12825826
Bedrooms
2
Bathrooms
2
Year built

Listing description

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. 107 Algonquin is a 2 bedroom cottage located close to the indoor swimming pool and games room. The Muskoka Room in 107 Algonquin is fully insulated for year-round comfort.

This is NOT a timeshare but some might think it's similar. You would actually own a 1/10th share of the cottage that you buy. Ownership also includes a share in the entire complex.

This gives you the right to use the cottage Interval that you buy for only five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. Facilities include an indoor swimming pool, hot tub, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season.

Check-in is on Fridays at 4 p. m. ANNUAL maintenance fee PER OWNER for 107 Algonquin cottage in 2026 is $5127 + HST.

Core week 3 for this cottage starts on July 10, 2026 and the remaining weeks for 2026 start (or started) on January 9, March 20, April 17, September 4/2026. There is a laundry in the Algonquin cottage. There is no HST on resales.

All cottages are PET-FREE and Smoke-free. Please note that interior photos are of a similar unit (all Algonquins have the same floor plan)

Property summary

MLS® number
X12825826
Property type
Single Family
Building type
Other
Title
Condo/Strata
Parking
4 spaces · No Garage
Days on market
188 days

Features & details

Heating
Baseboard heaters, Propane
Cooling
Wall unit
Basement
None
Appliances
Water Heater
Exterior features
Wood
Community features
Pets not Allowed
View
Lake view, Direct Water View
Waterfront
Waterfront on lake
Pool
Indoor pool
Architectural style
Bungalow
Maintenance fee
$427.25 / Monthly

What would this home cost you?

Based on the $39,000 asking price at a 5.00% example rate, semi-annual compounding.

Estimated monthly payment$181 /mo

Unlock the Complete Cost Breakdown for this Home

Land transfer taxes, closing costs and buyer rebates for this exact price — plus an advisor to confirm what you qualify for.

Renanza Realty Inc. can represent you on this property — send an enquiry to arrange a private viewing.

Listing courtesy of Chestnut Park Real Estate, PORT CARLING.

The listing data displayed here is provided in part by the Canadian Real Estate Association (CREA) through its Data Distribution Facility (DDF®) and is drawn from Boards and Associations across Canada. Information is deemed reliable but is not guaranteed accurate by CREA. The listings are held by brokerages other than Renanza Realty unless otherwise noted.

The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system.

107-3 - 1052 RAT BAY ROAD, Lake of Bays, Ontario — For Sale | Renanza