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Renanza Realty
For sale

1052 RAT BAY RD 109-7 ROAD

Lake of Bays (Franklin), Ontario

MLS® X12017497

$38,900

Status
Active
Property type
House
MLS® number
X12017497
Bedrooms
2
Bathrooms
2
Year built

Listing description

Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar.

You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year.

For this interval the weeks for 2026 start on: Feb 6, May 15, August 7 (core week), October 2, November 27, 2026. The core (fixed) week for this unit starts on Friday, August 7 /25. Turnover day is Friday for this cottage.

The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront.

There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical.

The ANNUAL maintenance fee for EACH OWNER of this unit in 2026 is $5,127 + HST ($427. 25/month) and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes.

Property summary

MLS® number
X12017497
Property type
Single Family
Building type
Other
Title
Condo/Strata
Parking
5 spaces · No Garage
Days on market
534 days

Features & details

Heating
Baseboard heaters, Electric
Basement
None
Appliances
Refrigerator, Dishwasher, Stove, Range, Oven, Microwave, Window Coverings, Water Heater
Exterior features
Wood
Lot features
Sloping, Flat site
Community features
Pets not Allowed
View
Lake view, Direct Water View
Waterfront
Waterfront
Pool
Indoor pool
Architectural style
Bungalow
Maintenance fee
$427.25 / Monthly

What would this home cost you?

Based on the $38,900 asking price at a 5.00% example rate, semi-annual compounding.

Estimated monthly payment$181 /mo

Unlock the Complete Cost Breakdown for this Home

Land transfer taxes, closing costs and buyer rebates for this exact price — plus an advisor to confirm what you qualify for.

Renanza Realty Inc. can represent you on this property — send an enquiry to arrange a private viewing.

Listing courtesy of Chestnut Park Real Estate, PORT CARLING.

The listing data displayed here is provided in part by the Canadian Real Estate Association (CREA) through its Data Distribution Facility (DDF®) and is drawn from Boards and Associations across Canada. Information is deemed reliable but is not guaranteed accurate by CREA. The listings are held by brokerages other than Renanza Realty unless otherwise noted.

The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system.