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Renanza Realty
For sale

1052 RAT BAY RD 109-1 ROAD

Lake of Bays (Franklin), Ontario

MLS® X12092857

$40,000

Status
Active
Property type
House
MLS® number
X12092857
Bedrooms
2
Bathrooms
2
Year built
—

Listing description

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south facing frontage on Lake of Bays. This is NOT a timeshare but some think it is similar. You would own a 1/10thshare of the cottage that you buy and that gives you 5 weeks of use/year.

Algonquin cottage 109 has enough parking for up to 5 cars. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for five weeks per year: one core summer week plus 4 more floating weeks in the other seasons.

109 Algonquin is a 2 bedroom, 2 bathroom cottage. The Muskoka Room is fully insulated for year-round comfort. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails.

You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p. m.

ANNUAL 2026 maintenance fee for 109 Algonquin cottage PER OWNER is $5127 + HST. Core week 1 for this cottage in 2026 starts on Friday, June 26 and the other 4 weeks for 2026 start on March 6, June 12, June 26 (core), October 30 and Decemer 25, 2026. Ask for the schedule for the coming years, the floating weeks change each year.

There is a main floor laundry in the Algonquin cottage. There is NO HST on resales. All cottages are PET-FREE and Smoke-free.

Ask Listing Agent for details about fractional ownerships and what the annual maintenance fee covers. Interior photos are of a similar unit but not the exact unit. All furnishings are identical.

Property summary

MLS® number
X12092857
Property type
Single Family
Building type
Other
Title
Condo/Strata
Parking
5 spaces · No Garage
Days on market
526 days

Features & details

Heating
Baseboard heaters, Electric
Basement
None
Appliances
Water Heater
Exterior features
Wood
Lot features
Sloping, Flat site
Community features
Pets not Allowed
View
Lake view, Direct Water View
Waterfront
Waterfront
Pool
Indoor pool
Architectural style
Bungalow
Maintenance fee
$427.25 / Monthly

What would this home cost you?

Based on the $40,000 asking price at a 5.00% example rate, semi-annual compounding.

Estimated monthly payment$186 /mo

Unlock the Complete Cost Breakdown for this Home

Land transfer taxes, closing costs and buyer rebates for this exact price — plus an advisor to confirm what you qualify for.

Renanza Realty Inc. can represent you on this property — send an enquiry to arrange a private viewing.

Listing courtesy of Chestnut Park Real Estate, PORT CARLING.

The listing data displayed here is provided in part by the Canadian Real Estate Association (CREA) through its Data Distribution Facility (DDF®) and is drawn from Boards and Associations across Canada. Information is deemed reliable but is not guaranteed accurate by CREA. The listings are held by brokerages other than Renanza Realty unless otherwise noted.

The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system.