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Renanza Realty
For sale

1052 RAT BAY 103-1 ROAD

Lake of Bays (Franklin), Ontario

MLS® X13517294

$15,000

Status
Active
Property type
House
MLS® number
X13517294
Bedrooms
2
Bathrooms
1
Year built

Listing description

Blue Water Acres has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is FRACTIONAL ownership. It is NOT a timeshare.

You would actually own a 1/10th share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage for five weeks per year: one core summer week, plus 4 more floating weeks in the other seasons. Some owners rent their weeks out to help cover maintenance costs.

Rental rates for Deerview cottage range from $1,659/wk to $3,009/wk depending on the season. If it's rented through Blue Water Acres the revenue is split 50/50. If you rent it out yourself you get to keep 100% of the revenue.

Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity center, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. This 2 bedroom cottage is called 103 Deerview, Week 1 .

Check-in is on Fridays at 4 p. m. ANNUAL maintenance fee PER OWNER for Deerview 103 in 2026 is $4,629 + HST.

Core (fixed) week in 2026 starts on June 26/25. Floating weeks for 2026 start on: March 6, June 12, June 26 (core week), October 30, December 25. Maintenance fee is paid in the fall of each year for the following year but you only pay for the weeks that you have possession of the cottage.

There is no HST on the purchase price. All cottages are PET-FREE and Smoke-free.

Property summary

MLS® number
X13517294
Property type
Single Family
Building type
Other
Title
Condo/Strata
Parking
2 spaces · No Garage
Days on market
57 days

Features & details

Heating
Baseboard heaters, Electric
Basement
None
Appliances
Water Heater
Exterior features
Wood
Lot features
Wooded area, Sloping, Level
Community features
Pets not Allowed
View
Lake view, Direct Water View
Waterfront
Waterfront on lake
Pool
Indoor pool
Architectural style
Bungalow
Maintenance fee
$385.75 / Monthly

What would this home cost you?

Based on the $15,000 asking price at a 5.00% example rate, semi-annual compounding.

Estimated monthly payment$70 /mo

Unlock the Complete Cost Breakdown for this Home

Land transfer taxes, closing costs and buyer rebates for this exact price — plus an advisor to confirm what you qualify for.

Renanza Realty Inc. can represent you on this property — send an enquiry to arrange a private viewing.

Listing courtesy of Chestnut Park Real Estate, PORT CARLING.

The listing data displayed here is provided in part by the Canadian Real Estate Association (CREA) through its Data Distribution Facility (DDF®) and is drawn from Boards and Associations across Canada. Information is deemed reliable but is not guaranteed accurate by CREA. The listings are held by brokerages other than Renanza Realty unless otherwise noted.

The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system.