Knowledge hub

Mortgages & financing

How Canadian mortgages actually work, from pre-approval to renewal.

Amortization vs. Term: How Canadian Mortgages Actually Work

Canadian mortgages renew every few years instead of locking a rate for 25–30 years like a US mortgage does. Here's what that actually means for you.

5 min read

Mortgage Pre-Approval: What Lenders Actually Look At

Income, credit, debt ratios and documentation — what a lender is actually assessing when they pre-approve you, and how to make the number they give you a real one.

6 min read

← All guides

Thinking about your next move?

Whether you're buying, selling, or just weighing your options, a real person at Renanza will get back to you.

Get in touch Browse listings