Financing your home
Select your lender and get pre-approved. When you have done your research and are ready to move on to the next step, visit a lender, understand the loan choices that would be available to you. Once you have determined the most suitable loan, get pre-approved. Since you will already know how much money you can borrow, you will know what your budget is and can start making an offer on a home. A lender’s pre-approval would still be subject to a final approval of your credit and a satisfactory appraisal. This is one of the steps to home ownership.